How Affirm Works

Affirm Monthly Financing

We’ve partnered with Affirm, so you can find a monthly payment plan that works for you.

What is Affirm?

An alternative to traditional credit cards, Affirm allows you to pay for items on through flexible financing. The short application process requires providing 5 pieces of information—either through the pre-qualify link on each product page or at checkout. In most instances, you’ll receive an immediate decision on your eligibility to purchase the designs of your dreams with payments over 3, 6, or 12 months.*

Checking your eligibility won’t affect your credit. There are no late or hidden fees, and you will know the exact terms of your loan options—including APR and monthly payment amounts—before you decide on a plan, so you can select the one that works best for you.

How Affirm Works:


 After adding items to your shopping bag,proceed to checkout, enter your shippingaddress and click “Pay Monthly with Affirm”under Billing & Payment.
Enter your billing address and click “Continue to Affirm” to launch the
Affirm pop-up experience.
Complete the Affirm application withyour name, phone number, email address,date of birth, and the last four digits of yourSocial Security number.


What happens if I return my order?

For most orders, Affirm will not charge you as long as your order is returned within 30 days of the date your order was placed. If your return is processed after 30 days, you will be charged for the interest for your loan up until the return. For select items, Affirm may require a down payment when you place your order. In this instance, your credit card will be refunded the down payment if your return is processed within 30 days.

What if my order is cancelled?

If your order is cancelled within 30 days, you will not be charged.

Who should I contact if I’m having technical difficulties with Affirm or have further questions?

Please visit


* For example, a $750 purchase may cost $66/mo over 12 months at 0% APR. Rates are between 10–30% APR. A down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Actual terms may vary. Affirm loans are made by Cross River Bank, Member FDIC. Visit for more info.